Renters Insurance

G&T Insurance Agency Offers Renters’ Insurance in Texas

Renters insurance is an affordable way to protect your financial stability against losses caused by several hazards that might occur while renting your home or apartment. This coverage will allow you to avoid large expenses that could deplete your savings or cause you to go into debt. At G&T Insurance Agency, we help Texas residents acquire renters’ insurance to cover losses in case of unexpected events.

Renters Often Think They Don't Need Insurance.

Young people often don't think they possess enough material goods to justify renters’ insurance. Still, if you add up all the clothing, electronics, sports equipment, and kitchenware, you begin to realize how much it would cost to replace these items in case of a fire, vandalism, or other events. Your landlord's insurance does not cover renters' possessions, so you would be responsible for replacing these items with your own funds. Renters insurance helps defray these costs, so you can continue building your financial stability.

What Renters Insurance Covers

Renters' insurance will cover any of your furnishings, clothing, shoes, bedding, and towels, as well as your kitchenware, in case of fire, water damage, smoke, vandalism, or theft. These items will also have coverage if you have bicycles or sports equipment. Musical instruments are covered, as are electronic equipment. Expensive artwork and jewelry are generally covered to a certain level. Renters insurance can even help you pay for alternative living quarters while your apartment is being repaired and restored. If someone should get injured while visiting you, renters’ insurance covers your liability. Renters insurance is an affordable way to protect against loss from these situations.

Choose G&T Insurance Agency for Renters Insurance in Texas

If you've never had renters’ insurance, you may have several questions regarding coverage levels and exclusions. We can provide detailed information to help you make the right decision for your needs. We also offer policies for homes, autos, RVs, and boats. Contact G&T Insurance today for a no-obligation quote on renters’ insurance that will protect you against expensive costs from damaging events.