Boat/Watercraft Insurance

The Texas landscape offers so much opportunity for recreation, especially on its waterways. When you purchase a boat or watercraft, part of its enjoyment comes from the peace of mind you enjoy while on the water.

Boats: An Expensive Investment

At G&T Insurance Agency, we want you to enjoy that peace of mind all the time, and we can help with boat and other watercraft insurance. Purchasing a boat requires a hearty investment.

How Boat Insurance Protects Your Investment

Imagine that you incur an accident in that beautiful new boat. Without insurance, replacing it comes out of your own pocket. With boat insurance from G&T Insurance Agency, you never need to worry because your policy covers the repairs to the boat or its replacement.

Your Boat Insurance Policy Protects You from Liability

While you enjoy the waterways of Texas and its gorgeous shoreline, you might cause an accident without meaning to do so. Your boat policy provides you with liability protection, too.

Bodily Injury Liability

This insurance policy offers bodily injury and death liability protection. That means if the accident you cause hurts another person or kills them, your boat insurance pays the injured person for the medical treatment and any settlement the court might require. If you must go to court, the boat policy also pays the court costs and attorney fees. If someone dies in the accident you caused, the boat insurance pays their family the settlement.

Property Damage Liability

The same boat policy also pays for the damage you cause in an accident to another person’s boat or other property. Maybe you ran into someone’s dock and smashed it. Perhaps you let your teen navigate the boat, and they caused the damage. The insurance policy covers the other party’s repairs.

Contact G&T Insurance Agency

Let G&T Insurance Agency help you protect your financial investment in your boat. Purchase a boat policy from us to protect your boat investment and your liability on the water and the road to the water.